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D7 Visa · Passive Income & Retirement Visa.

Live in Portugal with passive income from pensions, investments, or rental properties. The D7 Visa offers an affordable path to Portuguese residency for retirees and financially independent individuals.

Overview

What is the D7 Visa?

The D7 Visa, also known as the Passive Income Visa or Retirement Visa, is ideal for retirees, remote workers with passive income, and digital professionals seeking a high quality of life in Portugal.

i

Residency for Passive Income Earners

Designed for individuals with stable passive income from pensions, investments, rental income, or other sources.

ii

Affordable Path to Residency

No large investment required - just proof of sufficient passive income to support yourself in Portugal.

iii

Full Residency Rights

Live, work, and study in Portugal with full access to healthcare and social services.

Benefits

Why choose the D7 Visa.

i

No Large Investment Required

Unlike the Golden Visa, the D7 requires only proof of passive income - no significant investment needed.

ii

Family Inclusion

Bring your spouse and dependent children with you to Portugal.

iii

Path to Citizenship

Apply for Portuguese citizenship after 5 years of legal residency.

iv

Quality of Life

Enjoy Portugal's excellent climate, healthcare, safety, and low cost of living.

v

Tax Benefits

Portugal offers tax planning opportunities for new residents. The classic NHR regime ended in 2023 for new applicants, but alternative tax optimization strategies may be available. We coordinate with tax advisors to evaluate your specific situation.

vi

Schengen Access

Travel freely throughout the 27 Schengen Area countries.

Requirements

D7 Visa income requirements.

  • iMinimum Income Level — proof of passive income equal to 100% of Portuguese minimum wage (€920/month in 2026) for main applicant.
  • iiAdditional Family Members — +50% for spouse and +30% for each dependent child of the minimum wage requirement.
  • iiiAcceptable Income Sources — pensions, retirement funds, rental income, investment dividends, royalties, or other passive sources.
  • ivBank Account — Portuguese bank account with sufficient funds to cover at least 12 months of expenses.
  • vPortuguese Address — proof of accommodation in Portugal (rental agreement or property ownership).

How we help

D7 Visa application process.

  1. Initial Assessment. Evaluate your income sources and confirm eligibility for the D7 Visa program.
  2. Document Preparation. Gather and authenticate required documents including income proof, criminal records, and health insurance.
  3. Portuguese Bank Account & NIF. We assist with opening a Portuguese bank account and obtaining your tax identification number (NIF).
  4. Visa Application. Submit your D7 Visa application at the Portuguese consulate in your country of residence.
  5. Residency Permit. After arriving in Portugal, apply for your biometric residence permit valid for 2 years (renewable).

Related services

Common questions

D7 Visa FAQs.

Yes, once you have your residence permit, you can work in Portugal. However, the primary requirement is passive income.
Minimum €920/month for single applicant (2026). Add 50% for spouse and 30% per dependent child.
If you have passive income sources (not active remote work), yes. For active remote work, consider the D8 Digital Nomad Visa.
Typically 2-4 months for visa approval, then you have 120 days to enter Portugal and apply for your residence permit.
You must maintain your primary residence in Portugal and spend significant time here, unlike the Golden Visa.
Yes, you can include your spouse and dependent children in your application with additional income requirements.

This information is general and does not replace individual legal advice. It does not constitute a guarantee of any outcome. The applicable framework depends on the law in force and the specific circumstances of each case.

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Ready to retire or relocate to Portugal?

Contact us today for a D7 Visa consultation. We'll assess your eligibility and guide you through every step of the process.

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